Industries / Insurance & TPA

A Collections Back Office That Already Works

NACH premium collections and back-office workflow automation for insurers, brokers and TPAs, with a usage-based-insurance telematics and parametric-trigger data pipeline layered on top — decision support for your underwriting team, never automated re-rating.

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Fragmented
back-office reconciliation between the policy admin system, TPA claims feed and premium collections is the norm, not the exception
Source: IRDAI compliance practice
0hr
is the CERT-In-style incident clock that growing cybersecurity guidelines expect insurers and TPAs to work against
Source: IRDAI 2026 Information & Cybersecurity Guidelines
Manual
renewal and claims-status communication to policyholders is still the default where no workflow automation is wired in
Source: TPA claims-handling practice
The Business Challenge

Three Systems That Don't Talk to Each Other

A policy admin system for quoting and issuance, a TPA network for cashless claims, and NACH mandates for premium collection — each usually runs as its own island. Add a rising IRDAI compliance load from the Sabka Bima Sabki Raksha Act and 2026 cybersecurity guidelines, and the reconciliation gap becomes an audit risk, not just an operations headache.

Fragmented Back-Office Reconciliation

Policy admin, TPA claims and premium collections rarely share a single ledger view.

Rising Compliance Load

The Sabka Bima Sabki Raksha Act and 2026 cybersecurity guidelines add reporting obligations most back offices weren't built for.

No Risk-Data Pipeline

Growing market interest in usage-based motor and parametric weather/crop products has no IoT data pipeline behind it.

Manual Policyholder Communication

Renewal reminders and claims-status updates are still phone calls and manual follow-ups in most back offices.

Insurance office documents and claims processing
Platform Capability

Collections and Risk Data, One Platform

Barquecon's collections engine runs NACH mandate execution and premium-due collection for insurers, brokers and TPAs, with automated reconciliation against the policy ledger. Around it, a telematics and parametric-trigger pipeline gives underwriters a usage-based risk signal — decision support only, with pricing and payout always staying with your team.

NACH Premium Collections

Mandate execution and premium-due collection, run as a proven back-office workflow.

Automated Reconciliation

Settlement files reconciled against the policy ledger, cutting manual matching work.

Telematics Risk Signal

A driving-risk signal for usage-based motor products, delivered as decision support.

Parametric-Trigger Review

A rainfall/temperature index that opens a review ticket for your team, never auto-settles.

Book a pilot → Talk to our team →
Architecture

Where the Money and the Data Flow

A collections leg for premium-due workflows, and a risk-data leg feeding your underwriting review.

NACH Mandate

Premium-due collection

Collections Engine

Back-office execution

Workflow Reconciliation

Settlement vs. policy ledger

Policy Admin / ERP

Your system of record

A parallel telematics/parametric leg (sensor data → workflow → underwriter or claims-team review) feeds risk decisions as support only — final pricing and payout decisions stay with your underwriting team and your IRDAI-governed process.

What's In the Kit

What a Deployment Includes

The collections engine runs today; the items marked "We Build This" are the risk-data and claims pieces our engineers build around your book of business.

NACH / Premium Collections

Mandate execution and premium-due collection, run as a proven back-office workflow.

Workflow Automation Engine

Integration and reconciliation executor connecting collections to your policy ledger.

We Build This
ERPNext Back-Office

We build the GL and commission-accounting setup reconciled against your collections.

We Build This
UBI Telematics Scoring

We build the driving-risk signal from vehicle telemetry as decision support for your underwriting team.

We Build This
Parametric-Trigger Review

We build the rainfall/temperature index tied to a review ticket for your claims team.

We Build This
FNOL & Surveyor Apps

We build photo+GPS claims-intake and field-surveyor capture apps, scoped to your claims process.

Integrations

Connects Into What You Already Run

Your policy admin system and TPA network stay in place — we integrate around them.

Policy Admin Systems

Works alongside your existing PAS (Guidewire, Duck Creek, TCS BaNCS, or in-house) rather than replacing it.

TPA Networks

Routes claims-status and FNOL data into your existing TPA claims-handling process.

WhatsApp / SMS Gateways

Renewal and claims-status nudges pushed to whichever channel your policyholders already use.

ROI

What This Platform Changes

Concrete outcomes from a proven collections engine plus a risk-data layer.

Proven

NACH collections workflow, the lowest-risk place to start a deployment.

Faster

reconciliation between settlement files and the policy ledger, once wired to your PAS/ERP.

Decision Support

on telematics and parametric signals — pricing and payout stay with your underwriters.

Directional outcomes based on the collections engine's track record — the risk-data layer is scoped as a bounded pilot (for example a fixed-size UBI trial) sized against your book of business.

Start With What's Proven

Tell us about your book of business and we'll shape a pilot around it.

Book a Pilot Talk to Our Team

Let's Work Together

Contact Us and We'll Help You

Whether you have a question, an idea, or a project in mind, our team is ready to assist you every step of the way.

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